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After those four years, Equifax is offering six extra years of credit monitoring. Consumers are eligible for up to 20 hours of reimbursement. Another 10 hours have to backed up by documentation such as banking and credit-card statements.
That could include expenses like the cost of freezing and unfreezing a credit file, paying for an attorney, accountant or credit-monitoring services. Settlement payouts will be overseen by a third-party administrator. In the wake of the breach, experts recommended consumers freeze their credit reports, which meant no one — including potential lenders — could access credit-report information without their permission.
The claims process will start once a judge approves the settlement. The proposed settlement was filed Monday morning in Atlanta federal court.
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Approval of the settlement will likely take several months. The settlement-claims website will have a tool letting consumers plug in their name to see if they are a member of the class, according to the Federal Trade Commission. Beginning next year, all consumers in the U. Equifax shares are up Andrew Keshner is a personal finance reporter based in New York.
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Consumers could get up to $20,000 apiece in Equifax settlement — how to get your share
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